ACCEPTED PAYMENT METHODS
ResearchChemHQ offers multiple secure payment options to help customers complete checkout reliably.
This page explains the payment methods currently available at RCHQ.
Please review each option carefully before placing your order. Some payment methods may require additional steps, identity verification, or specific checkout instructions.
Link Moneyâ„¢ (ACH) Payment
Link Moneyâ„¢ is a secure ACH bank transfer option that allows customers to pay directly from their bank account at checkout.
Because traditional card processors frequently restrict research peptide transactions, ACH gives RCHQ customers a reliable way to complete orders without depending on credit card availability.
To use Link Moneyâ„¢, select the Link Moneyâ„¢ ACH Payment option at checkout, connect your bank securely, and approve the payment. No credit card is required.
Learn more: https://link.money/product/pay-by-bank
Benefits:
â–¸ Secure bank-level connection
â–¸ No credit card required
â–¸ Fast and reliable checkout
â–¸ Helps avoid card processor declines
â–¸ Direct bank-to-bank payment option
CREDIT / DEBIT CARD
Pay securely using Visa, American Express, Discover, or Apple Pay through our Stripe-powered checkout.
Please note: Mastercard is not currently accepted through this payment option.
Card processing in the research industry can be limited due to banking restrictions, but when available, this is one of the fastest and most familiar ways to complete your order.
What to expect:
- â–¸ Secure, encrypted checkout
â–¸ Visa, Amex, Discover, and Apple Pay accepted
â–¸ Mastercard not accepted
â–¸ Fast and familiar payment experience
IDEM Pay
Pay securely through IDEM Pay using a supported debit card, eCheck, or eligible alternative payment method while still earning RCHQ loyalty points.
For your first IDEM Pay purchase, customers must use a debit card. After a successful first transaction, credit card access may become available for future IDEM purchases.
Your bank statement will show IDEM as the billing descriptor.
Important:
â–¸ First IDEM purchase requires a debit card
â–¸ Credit card access may unlock after your first successful order
â–¸ If payment declines, verify with your bank before retrying
â–¸ After 3 failed attempts, IDEM may lock your payment access
â–¸ Email support@researchchemhq.co if you need your IDEM access unlocked
Purchase Crypto to Swap for Peptides
Complete your order using cryptocurrency through a secure, encrypted checkout. This option allows customers to pay with an existing crypto wallet or purchase crypto using a debit card, credit card, bank connection, Apple Pay, Google Pay, PayPal, or other available methods through trusted third-party crypto ramp providers.
Available ramp options may include Crypto.com, Stripe/Link, Coinbase Pay, Robinhood, PayPal, and MoonPay. Availability may vary based on your location, payment method, provider limits, and verification status.
Important:
â–¸ Choose one of the available licensed payment providers
â–¸ You may connect an existing crypto wallet or purchase crypto at checkout
â–¸ KYC identity verification may be required by the selected provider
â–¸ Do not change payment values on the provider checkout page
â–¸ Orders are not processed until payment is confirmed by the provider
VENMO
Venmo is available for customers who need an alternative way to complete checkout.
After placing your order, you will receive detailed payment instructions on the order confirmation page. Please read and follow these instructions carefully. Failure to follow the payment steps exactly may delay or prevent your order from being processed.
Important:
â–¸ Send the exact order total shown at checkout
â–¸ Include only your order number in the payment memo
â–¸ Do not include product names or research terms in the memo
â–¸ Payment instructions are shown after clicking Place Order
â–¸ Orders are processed only after payment is verified
Paypal
Pay securely using PayPal, PayPal Pay Later, or Debit / Credit Card through PayPal’s encrypted checkout.
This option gives customers a familiar and flexible way to complete their order. Eligible customers may also see Pay Later options directly through PayPal at checkout.
Please note: PayPal availability, Pay Later approval, and card acceptance may vary based on your PayPal account, location, and checkout eligibility.
What to expect:
â–¸ Secure PayPal-powered checkout
â–¸ PayPal account payments accepted
â–¸ PayPal Pay Later may be available for eligible customers
â–¸ Debit and credit card checkout may be available through PayPal
â–¸ Fast, familiar, and flexible payment experience